Credit Portfolios

Understanding the climate risk exposures implicit in your loan portfolios is an increasingly critical component of risk management.

Four Twenty Seven has developed a comprehensive framework for evaluating physical climate risk associated with loan portfolios. We calculate detailed projections of exposure to floods from extreme precipitation, hurricane-force winds, sea level rise, water stress and heat stress for each issuer in loan portfolios, to reflect the climate risk associated with counterparties,  including corporates, projects, sovereigns, financial institutions and local governments.

Our risk scores are delivered to clients both as easily editable files and in a convenient online dashboard that allows for analysis and full data download.

Product Sheet:
Physical Climate Risk Application

Learn More:
Using Scenario Analysis to Assess Credit Impact of Climate Risks
Demystifying Climate Scenario Analysis for Financial Stakeholders
Scenario Analysis for Physical Climate Risk: Foundations
Report: Advancing TCFD Guidance on Physical Climate Risks and Opportunities

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