Our Solutions

Assessing multiple climate hazards across thousands of real estate sites or infrastructure projects can be daunting. Four Twenty Seven has developed a comprehensive methodology and technology platform that allows for rapid, efficient processing of climate data across multiple locations and powers real-time screening of large portfolios for physical climate risks. We provide our clients with detailed, contextualized projections of exposure to floods from extreme precipitation,  hurricane-force winds, sea level rise, water stress and heat stress for each site. Our user-friendly online dashboard allows for analysis and full data download. We also provide in-depth analyses for select sites that focus on local adaptive capacity and adaptation investment. Product Sheet: Physical Climate Risk Application Learn More: Utilities Exposed to Increasing Climate Risk Real Estate Climate Risks: How Will Europe be Impacted? Lenders’ Guide for Considering Climate Risk in Infrastructure Investments Filter our Insights section by solution, client or theme to find more topical resources.

Corporations with complex operations and supply chains are increasingly vulnerable to climate change impacts that can halt operations, disrupt supplier networks, and directly affect the communities in which they operate.

Our 360^o climate risk assessment blends climate science and economic modeling to identify hotspots and quantify impacts from water scarcity, extreme weather events, social instability, and sea level rise. By combining climate data with the latest techniques in analytics and modeling we demonstrate risks and opportunities, helping you to prioritize the most pressing risks in order to mitigate losses and build resilience.

 

Product Sheet:
Corporate Risk Screening (ENG)
Corporate Risk Screening (JPN)

Learn more:
Engaging with Corporates to Build Adaptive Capacity
Webinar: Emerging Metrics for Physical Climate Risks Disclosures
Capturing the Business Risks of Climate Change
Times and Tides – Flooding in Japan
Climate Data and the Bottom Line
Supply Chain Risk, on Sustainability Defined

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Understanding the climate risk exposures implicit in your loan portfolios is an increasingly critical component of risk management.

Four Twenty Seven has developed a comprehensive framework for evaluating physical climate risk associated with loan portfolios. We calculate detailed projections of exposure to floods from extreme precipitation, hurricane-force winds, sea level rise, water stress and heat stress for each issuer in loan portfolios, to reflect the climate risk associated with counterparties,  including corporates, projects, sovereigns, financial institutions and local governments.

Our risk scores are delivered to clients both as easily editable files and in a convenient online dashboard that allows for analysis and full data download.

Product Sheet:
Physical Climate Risk Application

Learn More:
Using Scenario Analysis to Assess Credit Impact of Climate Risks
Demystifying Climate Scenario Analysis for Financial Stakeholders
Scenario Analysis for Physical Climate Risk: Foundations
Report: Advancing TCFD Guidance on Physical Climate Risks and Opportunities

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Climate change is bound to bring major disruptions to economies and valuations of listed companies globally.

Four Twenty Seven’s physical climate risk scores for corporate equities and fixed income instruments captures the climate risk exposure of companies based on the precise location of their facilities around the world. Scores are developed using precise climate and flood risk data accounting for facility activity, and are expressed relative to a benchmark of over one million facilities globally. The company scores also include indicators for supply chain and market risk.

Leveraging big data analytics, our physical climate risk scores offer greater transparency for investors and banks to understand their exposure to a wide range of climate-related risks, develop  risk mitigation strategies, and construct climate-aware optimal portfolios.

Product Sheet:
Equities and Fixed Income Risk Scores (ENG)
Equities and Fixed Income Risk Scores (JPN)

Learn More:
Scenario Analysis for Physical Climate Risk: Equity Markets
Physical Climate Risk in Equity Portfolios – White Paper
Can Investors Anticipate the Impacts of Climate Change on Equities?
Engaging with Corporates to Build Adaptive Capacity
Responding to Economic Climate Risk in Australia
PRI Webinar: Measuring and Managing Physical Climate Risk

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Real Estate Investment Trusts (REITs) are particularly exposed to climate change, given that their valuations are determined by the quality of the assets which underlay them.

REITs are often characterized as providing a diversifying benefit for equity investors. However, their very nature means that REITs can be highly exposed to idiosyncratic risk due to the location of their underlying holdings.

Four Twenty Seven partners with Geophy, a market leader in REITs valuation solutions, to provide detailed insights on the physical risks of REITs. We distill a broad array of climate and other data sources to calculate climate risk scores for the over 73,000 individual real estate sites that make up the universe of REITs we cover. These analytics can be used by REITs investors for risk mitigation and portfolio construction.

Product Sheet:
Real Estate Investment Trusts

Learn More:
Report: Climate Risk Real Estate and the Bottom Line
Real Estate Climate Risks: How Will Europe be Impacted?
Anticipating Sea Level Rise Impacts on Real Estate Investments

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Climate change’s macroeconomic impacts can affect muni and sovereign tax bases and revenue outlooks, with serious implications for bond buyers and rating agencies.

Four Twenty Seven’s physical climate risk scores measure relative exposure of U.S. cities and counties to cyclones, sea level rise, extreme rainfall, heat stress and drought.

Our country climate risk index combines climate hazard exposure data with economic and social information to depict nation-level vulnerabilities to climate impacts. Forthcoming analysis will incorporate assessments of sub-national administrative boundaries for all countries globally.

Leveraging big data analytics, our physical climate risk scores offer greater transparency for investors and credit rating agencies to understand local economic risk driven by climate impacts.

Product Sheet:
Municipal Risk Scores

Learn More:
Assessing Exposure to Climate Risk in U.S. Municipalities 
Credit Quality in U.S. Governments Exposed to Heat Stress
Responding to Economic Climate Risk in Australia

Filter our Insights section by solution, client or theme to find more topical resources.