Credit Portfolios

Understanding the climate risk exposures implicit in your loan portfolios is an increasingly critical component of risk management.

Four Twenty Seven has developed a comprehensive framework for evaluating physical climate risk associated with loan portfolios. We calculate detailed projections of exposure to floods from extreme precipitation, hurricane-force winds, sea level rise, water stress and heat stress for each issuer in loan portfolios, to reflect the climate risk associated with counterparties,  including corporates, projects, sovereigns, financial institutions and local governments.

Our risk scores are delivered to clients both as easily editable files and in a convenient online dashboard that allows for analysis and full data download.

Product Sheet:
Physical Climate Risk Application

Learn More:
Using Scenario Analysis to Assess Credit Impact of Climate Risks
Demystifying Climate Scenario Analysis for Financial Stakeholders
Scenario Analysis for Physical Climate Risk: Foundations
Report: Advancing TCFD Guidance on Physical Climate Risks and Opportunities

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Real Estate and Infrastructure

Assessing multiple climate hazards across thousands of real estate sites or infrastructure projects can be daunting.

Four Twenty Seven has developed a comprehensive methodology and technology platform that allows for rapid, efficient processing of climate data across multiple locations and powers real-time screening of large portfolios for physical climate risks.

We provide our clients with detailed, contextualized projections of exposure to floods from extreme precipitation,  hurricane-force winds, sea level rise, water stress and heat stress for each site. Our user-friendly online dashboard allows for analysis and full data download. We also provide in-depth analyses for select sites that focus on local adaptive capacity and adaptation investment.

Product Sheet:
Physical Climate Risk Application

Learn More:
Utilities Exposed to Increasing Climate Risk
Real Estate Climate Risks: How Will Europe be Impacted?
Lenders’ Guide for Considering Climate Risk in Infrastructure Investments

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Corporate Facilities

Corporations with complex operations and supply chains are increasingly vulnerable to climate change impacts that can halt operations, disrupt supplier networks, and directly affect the communities in which they operate.

Our 360o climate risk assessment blends climate science and economic modeling to identify hotspots and quantify impacts from water scarcity, extreme weather events, social instability, and sea level rise. By combining climate data with the latest techniques in analytics and modeling we demonstrate risks and opportunities, helping you to prioritize the most pressing risks in order to mitigate losses and build resilience.

 

Product Sheet:
Corporate Risk Screening (ENG)
Corporate Risk Screening (JPN)

Learn more:
Engaging with Corporates to Build Adaptive Capacity
Webinar: Emerging Metrics for Physical Climate Risks Disclosures
Capturing the Business Risks of Climate Change
Times and Tides – Flooding in Japan
Climate Data and the Bottom Line
Supply Chain Risk, on Sustainability Defined

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